Floods are one of the most expensive natural disasters, and the number of properties at risk of flooding increases each year. Not only can the excess water damage the structure of your house, but it can also destroy your belongings. Many people think of flooding as a consequence of a weather-related event like a hurricane or a breached dam. However, your house can flood from severe storms, surging bodies of water, over-saturated ground, thawing snow, or overflowing rivers, lakes, ponds, and oceans. Even 1-2 inches of water entering your home can cause $25,000 in damage or more, making it a wise move to protect your home with flood insurance .